Plan For Your Goals Blog

Articles To Help You Retire With Confidence

What Accounts Should You Consider If You Want To Save More?

What Accounts Should You Consider If You Want To Save More?

Investors often ease into their savings strategy with small investments into their 401(k) plans. Later, as their finances allow, they “graduate” into other investment vehicles for their retirement nest eggs, such as IRAs and taxable accounts. As their financial lives become more complex, many investors will ask, “If I have a fixed sum of money to invest every month or every year, what accounts should I consider if I want to save more?”

Will Your Social Security Benefit Be Reduced?

Will Your Social Security Benefit Be Reduced?

Choosing the optimal time to start receiving your Social Security benefit is an important step toward ensuring that your retirement income and savings will last throughout the rest of your life. No one wants to leave benefit dollars on the table due to a poor timing decision, not even those who have adequate savings and pensions and are not relying upon Social Security to fund their retirement. The problem folks are facing, though, is that choosing an optimal time to claim their benefit is neither simple nor straightforward.

A Guide to Setting Goals for Your Retirement

A Guide to Setting Goals for Your Retirement

Are you wondering how to set yourself up for retirement? Thinking you've reached the retirement age? It's important to take the time to make sure you can enjoy the next phase of your life. Ensuring you do the right financial planning for retirement is essential, and...

Lease Or Buy: The Automobile Question

Lease Or Buy: The Automobile Question

To help you gain clarity for your decision-making, I’d like to suggest my flowchart, “Should I Lease Or Buy My Next Automobile?”. You’ll find this guide helpful whether you have an immediate, unplanned need or you’re navigating the emotional or philosophical issues involved in leasing versus buying your next vehicle.

Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

You've heard it said that purchasing your home is one of the biggest decisions you make in your life, but not many are talking about how big of a decision it is to pay off your mortgage early. Many have wondered about the merits of paying off their mortgage early,...

What Issues Should You Consider When Purchasing Disability Insurance?

What Issues Should You Consider When Purchasing Disability Insurance?

Employer-provided and individual coverage options should be coordinated with Social Security in order to ensure that short-term and long-term disability risks are mitigated. To help guide you through the complexities of this important financial planning topic, I’m making the checklist, “What Issues Should I Consider When Purchasing Disability Insurance?” available to download.

Should You Consider Doing A Roth Conversion?

Should You Consider Doing A Roth Conversion?

There are a lot of important considerations to weigh before doing a Roth conversion, and it would be wise to include your tax planning professional to help determine whether this strategy is right for you. The “Should I Consider Doing A Roth Conversion?” flowchart addresses the key issues to help guide the Roth conversion decision-making process.

What is a Financial Risk Management Plan?

What is a Financial Risk Management Plan?

Financial risk can be frightening, especially when it comes to your retirement plan. That’s where a financial risk management plan comes in. A financial risk management plan looks at potential risks and finds ways to avoid them. And if they can’t be avoided, lessen...

7 Ways to Minimize Taxes in Retirement

7 Ways to Minimize Taxes in Retirement

After working hard throughout your life, you deserve to relax and enjoy your retirement. But that doesn’t mean taxes stop. Here are seven tips to help you with tax planning for retirement. Tax-Bracket Planning This can take two forms: long-range and annual tax bracket...

Plan For Your Goals Logo

Many have no financial plan for retirement. At Plan For Your Goals, my mission is to help both the newly retired and the nearly retired take control of their finances with an evidence-based plan so they can retire with confidence.

Contact

Branch Office: 5954 E Bay Blvd, Gulf Breeze, FL 32563

(850) 786-3400 ext. 101

david@planforyourgoals.com

Check David's background on FINRA's BrokerCheck

Plan For Your Goals, LLC is a state registered investment adviser. Plan For Your Goals, LLC may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. Plan For Your Goals, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Plan For Your Goals, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Plan For Your Goals, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Plan For Your Goals, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Plan For Your Goals, LLC. A copy of Plan For Your Goals, LLC’s current written disclosure statement discussing Plan For Your Goals, LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website or directly from Plan For Your Goals, LLC:  Click here to download a PDF copy.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Plan For Your Goals, LLC throughout this website has provided links to various other websites. While Plan For Your Goals, LLC believes this information to be current and valuable to its clients, Plan For Your Goals, LLC provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.

Insurance products and services are offered and sold through individually licensed and appointed insurance agents.

 Copyright © 2022 Plan For Your Goals, LLC. All rights reserved.

Retirement Readiness Score Quiz Icons

What's Your Retirement Readiness Level?

Take This FREE 60-Second Quiz To Discover How 'On Track' Your Savings Are For Retirement