by David Roberts | Dec 28, 2022 | Taxes, Tools
Common Questions About Inherited IRA Distributions If you inherited an IRA after passage of the SECURE Act in 2020, you may be one of the many Americans who are confused about the rules for required minimum distributions (RMDs). In the early part of 2022, the IRS did... 
by David Roberts | Dec 15, 2022 | Social Security, Tools
Dismissing Social Security Income Could Be A Big Mistake For decades now, folks have been unsure whether they should include their projected Social Security benefit in their retirement income plan. According to a study by AARP, 65% of adults are not confident about... 
by David Roberts | Nov 15, 2022 | Cash Flow and Budget, Housing, Tools
Major Source Of Wealth Our home is the emotional hub of our lives, going beyond the basic provision of comfort and shelter. They are where we build memories and a place which gives us nearness to family, friends, and community. Retirees will need to live where they... 
by David Roberts | Oct 25, 2022 | Cash Flow and Budget, Tools
What Is Cash Flow Planning? Your cash flow can be described as the way money moves into, out of, or between your financial accounts on a monthly and annual basis. A healthy financial plan will include a cash flow plan which drives your money habits into alignment with... 
by David Roberts | Oct 18, 2022 | Taxes, Tools
What Is Tax Loss Harvesting? Maximizing the after-tax return rate of your portfolio is an important, long-term objective which involves reducing the impact of taxes on the portfolio when possible. Tax loss harvesting helps you meet this objective by either reducing or... 
by David Roberts | Sep 27, 2022 | Debt, Goals, Investing, Risk, Savings, Tools
Investors often ease into their saving strategy with small investments into their 401k plans. Later, as their finances allow, they “graduate” into other investment vehicles, such as HSAs, IRAs, and taxable accounts. Then, as their financial lives become...
