The “When Should I Claim My Benefit” Dilema Choosing the optimal time to start receiving your Social Security benefit is an important step toward ensuring that your retirement income and savings will last throughout the rest of your life. No one wants to leave benefit...
It’s a common question I hear folks asking: “Should I lease or buy my next vehicle?” The decision to lease or buy can have both an immediate and long-term effect on cash flow and emotions. Beyond make, model, and body type, the evolution of automobile...
You’ve heard it said that purchasing your home is one of the biggest decisions you make in your life, but not many are talking about how big of a decision it is to pay off your mortgage early. Many have wondered about the merits of paying off their mortgage...
If you are still working, and your financial plan depends upon your income, then it is critical that you protect that income should you suffer an illness or injury that prevents you from continuing to work. Replacement income provided through both a short and...
Although Congress failed to pass President Biden’s economic legislation in 2021 as originally planned, they are still on track to pass an alternate version of the Build Back Better Act in 2022. Still on the table within the legislation are proposed limits on Roth...
There have been quite a lot of arguments lately about whether the US is in a recession or not. Regardless of your position on this topic, one thing’s for certain: we are experiencing a market correction. That, coupled with elevated levels of uncertainty about...
