Key Area Consultation

A Key Area Consultation consists of four one-hour meetings where we will explore and assess your financial condition and goals. We will take a deep dive into one of the key planning areas where you would like to have personalized advice.

Key Planning Areas – Choose One

This consultation includes advice and guidance for a single key area below.

"Understand Your Financial Condition"

Identify and understand the financial accounts and holdings you need, what's out of place, and what is not helping you achieve your goals. 

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"Strike a Balance"

Handle the current needs of life AND pursue your financial goals without feeling overwhelmed.

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"Weather the Storm"

Invest wisely, set realistic goals for retirement, and be ready for the volatility of the future.

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"Savings That Last"

Set retirement spending targets you can afford, minimize the risks affecting your savings, and prepare for the unforeseen.

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"Protect What Matters"

Use estate planning to minimize the impact of risks affecting your legacy assets and be ready to provide for your loved ones and cherished causes.

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Additional Financial Planning Areas

You can use this broad list to select one focused area of your financial condition you would like to improve.

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This consultation can be helpful if you have a specific question or problem that you need guidance on. Also, if you need to get a second opinion on your financial plan. Furthermore, this consultation can give you a sense of whether or not you need ongoing financial services.

To prepare for the consultation, you should gather your financial documents relevant to the financial issue we are discussing. These documents may include: bank statements, tax returns, investment accounts, insurance policies, etc. You should also have a clear idea of what you want to achieve from the meeting, and what questions you want to ask.

I will ask you about your income, expenses, assets, liabilities, goals, risk tolerance, and time horizon. I will review your financial documents and analyze your current financial condition. I will give you some recommendations and strategies to improve your finances and reach your goals. If needed, I may also give you some tools or resources to help you follow my advice.

At the end of the consultation, you will have a better understanding of your financial condition and how to improve it. You will have a written summary of the recommendations and action steps. You can then decide whether you want to proceed with a follow-on service like ongoing financial planning.

Here is the step-by-step process for this service: Read More >

Here’s What You Receive

One-Page Financial Plan

A summary of your financial goals and strategies, presented in a single page.

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A one-page visual catalogue of all the financial accounts for the household.

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Target Maps

These are tools that show you how close you are to achieving your financial goals and what steps and strategies you need to follow to reach them on time.

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fpPathfinder Guides

fpPathfinder checklists and flowcharts help financial advisors and their clients navigate complex planning scenarios and make informed decisions.

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Simple Path to Improve Your Financial Condition

Man checking financial status on his mobile

Step 1:

Select a Consultation Service

My services are designed to be flexible and meet your needs. Whether you're looking for a basic evaluation, help with a key area of your finances, or comprehensive financial planning, you'll find it here.

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Step 2:

Understand Your Real Financial Condition

Working together we will determine your financial needs. We’ll assess what is effective or problematic, and what is hindering your progress. With a clear understanding of your financial condition, you can make smarter choices.

Man checking financial status on his mobile

Step 3:

Plan a Better Future

Getting the knowledge and guidance you need from a financial professional is an investment in your security and hope for the future. And it’s not just for you, but for the people who depend on you.

David Roberts - Financial Planner and Advisor of Plan For Your Goals

David Roberts, Owner: Plan For Your Goals

You Deserve a Better Future

Affordable financial advice with flexible options that fit into your tight schedule can be difficult to find. That’s why so many people struggle to make smart money decisions. At Plan For Your Goals my clients get the financial planning, coaching, and resources they need to make better decisions and plan a better future.