Online Financial Planning And Retirement Planning Services

Putting Together The Best Possible Long-Term Plan For You

My comprehensive advisory process is designed to uncover what is most important to you, personally and financially, so we can put together the best possible long-term plan. We’ll do this through a thoughtful and collaborative three-step approach.

        Virtual Retirement Planning Services

        Comprehensive Plans To Help You Build And Manage Your Retirement

        Accumulator PLAN

        A Comprehensive Plan focused on wealth accumulation that aligns with your goals and values

        Recommended for:

        • Those with more than 25 years until retirement and/or…
        • Those with savings and investments less than $500,000

        $208 per month

        12 month engagement

        Builder PLAN

        A Comprehensive Plan focused on your dream retirement and the risks impacting your plan

        Recommended for:

        • Those with less than 25 years until retirement and/or…
        • Those with savings and investments greater than $500,000 but less than $1 million

        $417 per month

        12 month engagement

        Preserver Plan

        A Comprehensive Plan focused on preservation of wealth and sustaining retirement income levels

        Recommended for:

        • Those with less than 10 years until retirement or…
        • Those who are currently retired and/or…
        • Those with savings and investments over $1 million

        $541 per month

        12 month engagement

        Comprehensive Financial Planning & Consulting Services

        By keeping pace with any changes in your life, goals, or challenges, we’ll work together to ensure that your personal and financial priorities stay aligned. We’ll aim for a financial plan where every step taken brings you closer to where you’d like to be.

              Cash flow management

              Tax Planning

              Estate planning

              Debt management and elimination

              Education planning

              Tax-efficient, low-cost investing

              Retirement income planning

              Risk management and insurance

              Your Comprehensive Financial Planning Goals

              We’ll set out to meet your immediate financial needs, like debt optimization, risk management, and retirement funding, while we determine how you can prepare for other ambitious and meaningful goals like wellness, family, and making the long-term impact you want. 

                    Make smart money decisions

                    Reduce your taxes over time

                    Take care of the next generation

                    Protect your assets from risks

                    Maximize the impact of your giving

                    Your Comprehensive Financial Plan: 3-Step Process

                    Schedule Your FREE Financial Review

                    David will answer your questions, help you identify red flags and gaps in your financial plan, and give you practical steps you can take starting today.

                    Get The Right Financial Plan

                    During our initial meetings, we will work together to develop your Comprehensive Plan by considering your:

                        • Goals and values
                        • Concerns and constraints
                        • Comfort level with market volatility
                        • Retirement time horizon
                        • Current financial situation
                        • What’s working well/not so well

                    Keep Your Plan On Track

                    Quarterly phone call or virtual meeting to connect and follow-up.

                    Every Comprehensive Financial Plan Includes:

                    Asset management (optional) for 50 basis points (0.5%) – discounts available  balances > $500K

                    Anytime access to aggregated financial account information, balance sheet, net worth, and cash flow

                    Anytime access to robust financial planning tools through the RightCapital app

                    Communication and cooperation with your Estate Lawyer, CPA or other financial professionals

                    Anytime text or email questions

                    David Roberts Smartvestor Financial Planner

                    I am committed to being with you every step of your financial journey, helping to ensure your financial plan always reflects what’s most important to you. 

                          Schedule Your FREE Virtual Financial Review

                          Understanding your real financial condition in this complex world is tough. That's why so many people struggle to make smart money decisions. At Plan For Your Goals my clients get the financial planning, coaching, and resources they need to make better decisions and plan a better future.

                          Contact

                          Branch Office: 5954 E Bay Blvd, Gulf Breeze, FL 32563

                          (850) 786-3400

                          david@planforyourgoals.com

                          Check David's background on FINRA's BrokerCheck

                          Plan For Your Goals, LLC (PFYG), is a State registered investment adviser. PFYG may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. PFYG’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, articles written by third parties, firm written newsletters and/or publications, and third-party links. Accordingly, the publication of PFYG’s web site on the Internet should not be construed by any consumer and/or prospective client as our Adviser’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by the Adviser with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PFYG, A copy of PFYG’s current written disclosure statement discussing PFYG’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov 320683 or from the Adviser upon written request, david@planforyourgoals.com.

                          Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Adviser), will be profitable or equal any historical performance level(s).

                          This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

                          The Testimonials provided is/are not representative of all experiences.

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