by David Roberts | Jul 6, 2023 | Debt
Eliminating debt, often referred to as “debt elimination”, is a goal that many individuals strive to achieve, but often struggle to accomplish. The process of debt elimination is not an overnight task; it requires careful planning, discipline, and...
by David Roberts | Jun 26, 2023 | Debt
Understanding Your Debt Retirement should be a time of relaxation and enjoyment after a lifetime of hard work. Unfortunately, for many people, debt can cast a shadow over this period of their lives. Understanding your debt is the first step to learning how to get out...
by David Roberts | Sep 27, 2022 | Debt, Goals, Investing, Risk, Savings, Tools
Investors often ease into their saving strategy with small investments into their 401k plans. Later, as their finances allow, they “graduate” into other investment vehicles, such as HSAs, IRAs, and taxable accounts. Then, as their financial lives become...
by David Roberts | Sep 6, 2022 | Behavior, Debt, Tools
It’s a common question I hear folks asking: “Should I lease or buy my next vehicle?” The decision to lease or buy can have both an immediate and long-term effect on cash flow and emotions. Beyond make, model, and body type, the evolution of automobile...
by David Roberts | Aug 30, 2022 | Debt, Tools
You’ve heard it said that purchasing your home is one of the biggest decisions you make in your life, but not many are talking about how big of a decision it is to pay off your mortgage early. Many have wondered about the merits of paying off their mortgage...
by David Roberts | Apr 6, 2021 | Behavior, Debt, Economy, Inflation, Investing
Retirement is a time for pursuing your passions, reaping the fruits of your life’s work, and making the most out of life. But there are many financial pressures facing those planning to retire in the coming months and years. There Are Fewer Retirement Benefits Than...
